A $50k ($50,000) term life insurance policy is a popular amount of coverage in the United States today. Life insurance proceeds are income tax free, therefore a $50,000 policy is the ideal amount of coverage for many are looking for to replace their income or cover outstanding debts such as a mortgage in the event…Read MoreA $800k ($800,000) life insurance policy is a popular amount of coverage in the United States today. Life insurance proceeds are income tax free, therefore a $800,000 policy is the ideal amount of coverage for many are looking for to replace their income or cover outstanding debts such as a mortgage in the event of…Read More What is a Standard life insurance rating (health) class? The Standard life insurance insurance rating (health) class is the fourth best risk classification offered by life insurance companies in the United States. The Standard life insurance health rating classification is for applicants that are in average health (and health history) and have an average weight…Read MoreWhat is the Standard Plus life insurance rating class? The Standard Plus (also known as Select) life insurance rating class is the third best risk classification offered by life insurance companies in the United States. The Standard Plus health classification is given to life insurance applicants that are in above average health and weight for…Read More What Is Preferred Life Insurance? The term “Preferred life insurance” refers to the second best life insurance health rating classification offered by life insurance insurance companies in the United States. The Preferred life insurance health rating classification is for applicants that are in very good health. In addition to being in very good health, the…Read MoreWhat Does Preferred Plus Life Insurance Mean Exactly? Preferred Plus is the top health rating classification offered by life insurance companies. Applicants that receive a Preferred Plus Life insurance rate class are those that are in excellent health, have a great height and weight (build) ratio, have controlled blood pressure and cholesterol readings, have an…Read More In our Symetra Life Insurance review (Ultimate Guide), we’ll provide you with everything you need to know about Symetra Life Insurance Company and answer all of your questions including: In addition, we’ll compare Symetrea’s term life insurance rates to their competitors, go over their underwriting specialties as well provide an in depth review of who…Read MoreThe Comdex score is the average ranking a company receives from the four major rating agencies in America. The four preeminent life insurance ratings that are used include: AM Best, Standard & Poor’s, Moody’s Investors Services and Fitch. A company must receive ratings from at least two of the four major rating agencies in order…Read More If you’re in the market for life insurance it’s imperative that you check the insurance company’s A.M. Best financial rating before moving forward with an application. A.M Best is the preeminent life insurance rating agency in America and their letter grade will allow you to quickly asses the insurer’s ability to meet its future obligations. …Read MoreA $100k ($100,000) term life insurance policy is one of the most popular policies in the country today. For many Americans, especially seniors, a $100,000 term life insurance policy provides the proper balance between having enough coverage to protect loved ones while also having a monthly premium that is affordable. $100k term life insurance is…Read More
