The two main decisions that have to be made when purchasing life insurance is the amount of coverage to carry and the length of time to have the protection in place. When speaking someone for the first time, one of the first things I do is a needs analysis. This helps us determine your current…Read More
Yes, there is a 35-year term life insurance policy available in the U.S. today! Most consumers and even many agents are not aware that there are several highly rated insurance companies that now offer a 35-year level term life insurance policy. This is due to the fact that until several years ago, the longest term…Read More
AMA offers several life insurance options for their members at various stages in their career. For those just starting out in medical school, to residency, to practicing or looking ahead to retirement, they offer a portfolio of group life insurance plans underwritten by New York Life with benefits and rates tailored to physicians. Our AMA…Read More
About The National Society of Professional Engineers (NSPE) is an association representing licensed professional engineers in America. Founded in 1934, today NSPE has over 26,000 members. According to their website, “The National Society of Professional Engineers stands today as the only national organization committed to addressing the professional concerns of licensed PEs across all disciplines.”…Read More
Why Four Million Dollars Of Life Insurance Coverage? There are several reasons why one would need a $4 million life insurance policy. Some of the most common reasons include: Importance of Receiving Multiple Rate Quotes From Different Insurers The premiums for a four million dollar life insurance policy can vary greatly from one insurer to…Read More
If you’re in the market for life insurance it’s imperative that you check the insurance company’s A.M. Best financial rating before moving forward with an application. A.M Best is the preeminent life insurance rating agency in America and their letter grade will allow you to quickly asses the insurer’s ability to meet its future obligations. …Read More
The Comdex score is the average ranking a company receives from the four major rating agencies in America. The four preeminent life insurance ratings that are used include: AM Best, Standard & Poor’s, Moody’s Investors Services and Fitch. A company must receive ratings from at least two of the four major rating agencies in order…Read More
45 Largest Life Insurance Companies in California 2024 Below is a list of the largest life insurance companies in California for 2024 by premiums written. Not surprisingly, most insurers on the list of the largest life insurance companies in California 2024 many people will recognize and are household names. The list is calculated by the…Read More
Largest Life Insurance Companies in Texas 2023 Below is a table of the largest life insurance companies in Texas 2023 by premiums market share. Rank Company Premium 1 Northwestern Mutual Life Insurance Company $810,109,933 2 Metropolitan Life Insurance Company $763,974,760 3 New York Life Insurance Company $685,832,126 4 Lincoln National Life Insurance Company $631,821,858 5…Read More
Are you looking for a life insurance policy without an exam but still at a rate similar to a policy with an exam? The good news is now there are several companies that offer up to $750,000 no exam life insurance. What has changed? Most companies that offer no exam life insurance over $500,000 are…Read More
A Few of the Top Rated Life Insurance Carriers We Represent
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