All Posts By Brian McHale
Brian is a nationally licensed insurance expert with over twelve years experience. He has personally helped thousands of families and businesses with their life insurance needs.
$1 million dollar life insurance policy 2023

$1 Million Life Insurance Policy- Best Rates By Age

One of the most common questions I receive is what is the cost of a one million life insurance policy? The good news is that the best rates on a one million life dollar insurance policy can be very affordable and have favorable underwriting guidelines if you choose the right company. If you’re looking for…
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NT proBNP Life Insurance

NT-proBNP and Life Insurance- How to get the best rate

If you’re reading this, you may have recently applied for life insurance and the rate increased or you were even declined due to your NT-proBNP or BNP levels.  This issue does come up from time to time with clients and the good news there are options available. I’ll discuss them below and go over some…
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Five Million Life Insurance, $5000000

5 Million Dollar Life Insurance Policy

A common question I receive is what is the cost of a 5 million dollar life insurance policy? The premiums for $5,000,000 (five million dollars) of life insurance coverage can be very affordable if you know which company to choose for your age and health profile. There are several hundred life insurance companies in the…
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$10,000,000 life insurance policy

10 Million Dollar Life Insurance Policy Cost

A common question I receive is how much is a 10 million dollar life insurance policy? The good news is that the rates on a $10 million life insurance policy can be very affordable and have favorable underwriting guidelines if you choose the right company. If you’re looking for a 10 million dollar life insurance…
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Best SBA Loan Life Insurance for Diabetes

Best SBA Loan Life Insurance for Diabetics

Best SBA Loan Life Insurance for Diabetics Do you have diabetes and need life insurance to meet the SBA loan requirement? You’re not alone. The good news there a select few life insurance companies that offer the most favorable underwriting guidelines and rates for diabetics needing life insurance to secure a SBA loan. By choosing…
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SBA Loans Life Insurance 2023

Life Insurance for SBA Loans [The Ultimate Guide] 2023

Life Insurance for SBA Loans: The Ultimate Guide 2023 Ready to transform your business ideas into reality? Like most entrepreneurs, you likely need an SBA loan to help fund your new enterprise. But you might be surprised to learn that you first need a life insurance policy to get approved. Obtaining the right life insurance…
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Northwestern Mutual Life Insurance Term annual renewable increasing term to age 75

Northwestern Mutual Life Insurance Term to 75

Do you have a Northwestern Mutual Life Insurance policy and the rate keeps increasing every year? You’re not alone. Northwestern Mutual used to offer a policy called Term 75. This policy is an annual renewable where the premiums increase annually and the policy ends at 75 years of age. The policy is typically available to…
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Pravastatin and Life Insurance- What You Need to Know.

Pravastatin and Life Insurance-What to Know

One of the most common medications I see when quoting people their life insurance rates is pravastatin.  Pravastatin is the generic name for the prescription medication Pravachol, which is used to lower cholesterol including triglycerides. How Will Pravastain Affect My Life Insurance Premiums? Fortunately, taking pravastatin will not affect your life insurance rates in most…
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A++ Rated Life Insurance Companies 2023

  Key Takeaways A++ is the highest rating available from A.M. Best. There are currently only seven life insurance companies with an A++ financial rating in 2023 in the United States. The underwriting for A++ rated life insurance companies tends to more strict than A+ rated companies. The premiums for A++ rated life insurance companies…
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Triple A (AAA, Aaa) Rated Life Insurance Companies 2023

A common question I receive from clients looking for insurance is “who are your triple A rated life insurance companies 2023?” This question probably derives from the fact that when looking at the credit ratings for large companies such as Microsoft or Amazon or when looking to invest in bonds, The Big Three credit rating…
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