A common question I’ve been receiving lately is if the rates for life insurance vary by state similar to auto insurance and home insurance. The quick answer is no, life insurance rates are the same for all states with the exception being New York. New York has different insurance laws compared to the other 49…Read More
Once you reach your sixties, the children are typically grown and you may just be looking to protect your income for the next 10 years or so until you retire. Also, you may want to cover any outstanding mortgage balance. The good news is that if you are in average to good health the rates…Read More
Once you reach your fifties, life insurance coverage is still essential for most Americans to protect income and cover outstanding debts such as a mortgage. The good news is acquiring a new life insurance policy is still very affordable at this age. Below I will show you the best life insurance rates for someone in…Read More
What Does Preferred Plus Life Insurance Mean Exactly? Preferred Plus is the top health rating classification offered by life insurance companies. Applicants that receive a Preferred Plus Life insurance rate class are those that are in excellent health, have a great height and weight (build) ratio, have controlled blood pressure and cholesterol readings, have an…Read More
A $100k ($100,000) term life insurance policy is one of the most popular policies in the country today. For many Americans, especially seniors, a $100,000 term life insurance policy provides the proper balance between having enough coverage to protect loved ones while also having a monthly premium that is affordable. $100k term life insurance is…Read More
A $150k ($150,000) life insurance policy is popular amount of coverage in the United States today. Life insurance proceeds are income tax free, therefore a $150,000 policy is the ideal amount of coverage for many are looking for to replace their income or cover outstanding debts such as a mortgage in the event of a…Read More
Below we’ll compare the premiums, ratings and important company data from six of the nation’s top term life insurance companies: Pacific Life vs AIG vs Banner Life vs Symetra Life vs Lincoln Financial vs Transamerica to help you choose the best life insurance company for you. About Company Rating Founded Terms Available Pacific Life A+…Read More
Are you looking to for life insurance over 50 with no-medical exam? Great news! If you are fifty (50) years old and younger than 70, it is now possible to purchase a term life insurance policy without a medical exam for up to $3 million or a permanent life insurance policy up to $2 million…Read More
Are you looking to compare Federal Employees’ Group Life Insurance (FEGLI) life insurance rates to the life insurance rates offered by the nation’s top life insurance companies? Great! Then you have come to the right place. In this article, we’ll show you FEGLIs’ group term life insurance rates for Option B – Additional coverage by…Read More
A $300k ($300,000) term life insurance policy is one of the most common policies in the country today. Since life insurance proceeds are income tax free, $300,000 adequately replaces future income and pays off any outstanding debts for many families and businesses. $300k term life insurance is ideal for: Below are the best $300k term…Read More
A Few of the Top Rated Life Insurance Carriers We Represent