$4 Million Life Insurance Policy- Top 30 Best Companies

There are several reasons why one would need the specific coverage amount of a $4 million life insurance policy. Some of the most common reasons include: Income replacement Mortgage protection Estate Planning (taxes) SBA Loan Business loan Cover debts (business, personal) Key person life insurance Divorce agreement Buy-Sell Agreement Where to Start Looking for the…
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Best Rated Life Insurance Companies 2021

If you’re in the market for life insurance it’s imperative that you check the insurance company’s A.M. Best financial rating before moving forward with an application.  A.M Best is the preeminent life insurance rating agency in America and their letter grade will allow you to quickly asses the insurer’s ability to meet its future obligations. …
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Life Insurance Comdex Rankings-Top 130 Rated Companies in 2021

Life Insurance Comdex Rankings- Top 250 Rated Companies in 2021 The Comdex score is the average ranking a company receives from the four major rating agencies in America.  The four preeminent life insurance ratings that are used include: AM Best, Standard & Poor’s, Moody’s Investors Services and Fitch.  A company must receive ratings from at…
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Largest Life Insurance Companies in California 2021

Top 30 Largest Life Insurance Companies in California 2021 Below is a list of the largest life insurance companies in California for 2021. Not surprisingly, most insurers on the list of the largest life insurance companies in California 2021 many people will recognize and are household names. The list is calculated by the life insurance…
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Best life insurance companies, brokers, agents in Texas 2021

Largest Life Insurance Companies in Texas 2021

Largest Life Insurance Companies in Texas 2021 Below is a table of the largest life insurance companies in Texas 2021 by market share and premiums. Rank Life Insurance Company Premium 1 Metropolitan Life Insurance Company $697,430,273 2 Northwestern Mutual Life Insurance Company, The $693,474,568 3 New York Life Insurance Company $614,056,430 4 State Farm Life…
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$750k No Exam Life Insurance

$750,000 No Exam Life Insurance

Are you looking for a life insurance policy without an exam but still at a rate similar to a policy with an exam? The good news is now there are several companies that offer up to $750,000 no exam life insurance. What has changed? Most companies that offer no exam life insurance over $500,000 are…
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$1 million dollar life insurance policy 2021

$1 Million Life Insurance Policy- Best Rates By Age

One of the most common questions I receive is what is the cost of a one million life insurance policy? The good news is that the best rates on a one million life dollar insurance policy can be very affordable and have favorable underwriting guidelines if you choose the right company. If you’re looking for…
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NT proBNP Life Insurance

NT-proBNP and Life Insurance- How to get the best rate

If you’re reading this, you may have recently applied for life insurance and the rate increased or even you were declined due to your NT-proBNP or BNP levels.  This issue does come up from time to time with clients and the good news there are options available. I’ll discuss them below and go over some…
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Five Million Life Insurance, $5000000

5 Million Dollar Life Insurance Policy

A common question I receive is what is the cost of a 5 million dollar life insurance policy? The premiums for $5,00,000 (five million dollars) of life insurance coverage can be very affordable if you know which company to choose for your age and health profile. There are several hundred life insurance companies in the…
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$10,000,000 life insurance policy

10 Million Dollar Life Insurance Policy Cost

A common question I receive is how much is a 10 million dollar life insurance policy? The good news is that the rates on a $10 million life insurance policy can be very affordable and have favorable underwriting guidelines if you choose the right company. If you’re looking for a 10 million dollar life insurance…
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