10 vs 15 vs 20 vs 25 vs 30 Year Term Life Insurance Policy [Ultimate Guide]

10 vs 15 vs 20 vs 25 vs 30 Year Term Life Insurance Policy [Ultimate Guide]

The two main decisions that have to be made when purchasing life insurance is the amount of coverage to carry and the length of time to have the protection in place. When speaking someone for the first time, one of the first things I do is a needs analysis. This helps us determine your current…
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35-Year Term Life Insurance Policy

Yes, there is a 35-year term life insurance policy available in the U.S. today! Most consumers and even many agents are not aware that there are several highly rated insurance companies that now offer a 35-year level term life insurance policy. This is due to the fact that until several years ago, the longest term…
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AMA-Life-Insurance-Review

AMA Life Insurance Review

AMA offers several life insurance options for their members at various stages in their career. For those just starting out in medical school, to residency, to practicing or looking ahead to retirement, they offer a portfolio of group life insurance plans underwritten by New York Life with benefits and rates tailored to physicians. Our AMA…
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NSPE life insurance review

NSPE Life Insurance Review

About The National Society of Professional Engineers (NSPE) is an association representing licensed professional engineers in America.  Founded in 1934, today NSPE has over 26,000 members. According to their website, “The National Society of Professional Engineers stands today as the only national organization committed to addressing the professional concerns of licensed PEs across all disciplines.”…
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$4 Million Life Insurance Policy- Best Rates

Why Four Million Dollars Of Life Insurance Coverage? There are several reasons why one would need a $4 million life insurance policy. Some of the most common reasons include: Income replacement Mortgage protection Estate Planning (taxes) SBA Loan Business loan Cover debts (business, personal) Key person life insurance Divorce agreement Buy-Sell Agreement Importance of Receiving…
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Best Rated Life Insurance Companies 2021

If you’re in the market for life insurance it’s imperative that you check the insurance company’s A.M. Best financial rating before moving forward with an application.  A.M Best is the preeminent life insurance rating agency in America and their letter grade will allow you to quickly asses the insurer’s ability to meet its future obligations. …
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Life Insurance Comdex Rankings-Top 130 Rated Companies in 2021

The Comdex score is the average ranking a company receives from the four major rating agencies in America.  The four preeminent life insurance ratings that are used include: AM Best, Standard & Poor’s, Moody’s Investors Services and Fitch.  A company must receive ratings from at least two of the four major rating agencies in order…
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Largest Life Insurance Companies in California 2021

Top 30 Largest Life Insurance Companies in California 2021 Below is a list of the largest life insurance companies in California for 2021. Not surprisingly, most insurers on the list of the largest life insurance companies in California 2021 many people will recognize and are household names. The list is calculated by the life insurance…
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Best life insurance companies, brokers, agents in Texas 2021

Largest Life Insurance Companies in Texas 2021

Largest Life Insurance Companies in Texas 2021 Below is a table of the largest life insurance companies in Texas 2021 by market share and premiums. Rank Life Insurance Company Premium 1 Metropolitan Life Insurance Company $697,430,273 2 Northwestern Mutual Life Insurance Company, The $693,474,568 3 New York Life Insurance Company $614,056,430 4 State Farm Life…
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$750k No Exam Life Insurance

$750,000 No Exam Life Insurance

Are you looking for a life insurance policy without an exam but still at a rate similar to a policy with an exam? The good news is now there are several companies that offer up to $750,000 no exam life insurance. What has changed? Most companies that offer no exam life insurance over $500,000 are…
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