Term Life Insurance Calculators 2024

Term life insurance calculator 2024, instant rates from 20 top carriers and in-depth needs analysis to determine correct amount of coverage

Use our free online term life insurance calculator to see how much coverage you need, how long you need the coverage for and compare real-time term life insurance rates. Our free online term life insurance calculators below do not ask for contact or personal information to use which means no soliciting!*

Term Life Insurance Cost Calculator (Real-Time Rates 2024)

Our free online term life insurance cost calculator below shows real-time rates from America’s top life insurance companies instantly anonymously, which means no phone calls, no emails, no texts and no soliciting.*

Get instant term life insurance quotes with no soliciting!* Compare accurate term life insurance rates instantly from these top insurers: Ameritas, Assurity, Banner Life, Cincinnati Life, Corebridge Financial, Guardian Life, Ethos, Equitable, Financial, Foresters Financial, Illinois Mutual, Lincoln Financial, MassMutual, Midland National, North American Life, Pacific Life, Penn Mutual, Principal National, Protective Life, Prudential, Nationwide, Savings Bank Life Insurance, Symetra Life, Transamerica and Thrivent Financial.

Compare real-time term life insurance rates from $25,000 to $10,000,000 for 10-40 year fixed term lengths by using the term life insurance calculator below.

Our Term Life Insurance Price Calculator for is Ideal for:

  • Family protection
  • Income protection
  • Mortgage protection
  • Pay off debt
  • Final expenses
  • SBA loan requirement
  • College loan protection
  • Estate succession and planning

Term Life Insurance Coverage Amounts

Term life insurance offers price breaks at certain coverage amounts. This is called “price banding” by the insurance companies and they offer better cost-per-thousand rates. Let’s take a look a look at the life insurance price bands.

  • $100,000
  • $250,000
  • $500,000
  • $1,000,000
  • $1,250,000
  • $1,500,000
  • $2,000,000
  • All the way up to $50 million

Term Life Insurance Duration Options

The period of time life insurance companies allow to have a fixed premium and coverage amount is called the term. Below are the term options available from most insurers.

  • 10 Year Term
  • 15 Year Term
  • 20 Year Term
  • 25 Year Term
  • 30 Year Term
  • 35 Year Term (only offered by a few insurers)
  • 40 Year Term (only offered by two insurers)

The rates for term life insurance increase for a longer term since there is more risk on the insurance companies part they will have to pay out a claim.

Term Life Insurance Rates & Needs Calculator 2024

Our term life insurance rates and needs calculator shows you how much life insurance you need and for how long to adequately protect your beneficiaries.

How much life insurance do you need?  If you die, the financial impact for your dependents is the loss of the income that you provided. Calculate the lump sum of money needed to provide a replacement income.

Have A Question?

Take a look at our resource articles to answer some of the most common term life insurance questions:

*We will only contact you if you request an application.

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