If you’re looking for a quick and easy to read guide that explains how term, universal and whole life insurance health ratings work then you have come to the right place. Life Insurance Health Rating Classes Ranking Health Rating Class #1 Preferred Plus #2 Preferred #3 Standard Plus #4 Standard #5 Table A or 1…Read MoreWhat is a Standard life insurance rating (health) class? The Standard life insurance insurance rating (health) class is the fourth best risk classification offered by life insurance companies in the United States. The Standard life insurance health rating classification is for applicants that are in average health (and health history) and have an average weight…Read More What is the Standard Plus life insurance rating class? The Standard Plus (also known as Select) life insurance rating class is the third best risk classification offered by life insurance companies in the United States. The Standard Plus health classification is given to life insurance applicants that are in above average health and weight for…Read MoreWhat Is Preferred Life Insurance? The term “Preferred life insurance” refers to the second best life insurance health rating classification offered by life insurance insurance companies in the United States. The Preferred life insurance health rating classification is for applicants that are in very good health. In addition to being in very good health, the…Read More What Does Preferred Plus Life Insurance Mean Exactly? Preferred Plus is the top health rating classification offered by life insurance companies. Applicants that receive a Preferred Plus Life insurance rate class are those that are in excellent health, have a great height and weight (build) ratio, have controlled blood pressure and cholesterol readings, have an…Read MoreIn our Symetra Life Insurance review (Ultimate Guide), we’ll provide you with everything you need to know about Symetra Life Insurance Company and answer all of your questions including: In addition, we’ll compare Symetrea’s term life insurance rates to their competitors, go over their underwriting specialties as well provide an in depth review of who…Read More A $100k ($100,000) term life insurance policy is one of the most popular policies in the country today. For many Americans, especially seniors, a $100,000 term life insurance policy provides the proper balance between having enough coverage to protect loved ones while also having a monthly premium that is affordable. $100k term life insurance is…Read MoreA $150k ($150,000) life insurance policy is popular amount of coverage in the United States today. Life insurance proceeds are income tax free, therefore a $150,000 policy is the ideal amount of coverage for many are looking for to replace their income or cover outstanding debts such as a mortgage in the event of a…Read More Below we’ll compare the premiums, ratings and important company data from six of the nation’s top term life insurance companies: Pacific Life vs AIG vs Banner Life vs Symetra Life vs Lincoln Financial vs Transamerica to help you choose the best life insurance company for you. About Company Rating Founded Terms Available Pacific Life A+…Read MoreHow Much Does A $400,000 Life Insurance Policy Cost?The cost for a $400,000 term life insurance policy can be as low as $23 month for a 45-year old male as seen in the chart below. Whether you are purchasing a policy for the first time or looking to replace a current policy, we’ll show you the best…Read More
